Privacy Policy

PRIVACY NOTICE

 

BroadLeaf Assist Limited (we, us or our) respect your privacy and are committed to protecting your personal data. This privacy notice will provide you with information about how we look after your personal data when you engage our services, or visit our website (regardless of where you visit it from). It will tell you about your privacy rights and how the law protects you.

 

This privacy notice aims to give you information on how we collect and process your personal data, including any data you may provide through, or as a result of your use of our website, when you contact us, or where we are providing any service to you.

 

It is important that you read this privacy notice together with any other privacy notice or fair processing notice we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your personal data. This privacy notice supplements those other notices and is not intended to override them.

 

For the purpose of data protection laws in the UK, BroadLeaf Assist Limited is the data controller and is therefore responsible for your personal data.

 

If you have any questions, including any requests to exercise your legal rights, in the first instance please contact us using the details set out at the bottom of this privacy notice.

 

The personal data we collect

 

Personal data means any information about an individual from which that person can be identified.  We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:

 

  • Identity Data which includes your first name, last name, title, date of birth, gender and any associated employer or business you represent.
  • Contact Data which includes your address (home, postal or other physical address), email address and telephone numbers.
  • Investment Data which includes details of your financial investments and/or debt securities, or those of business which you are employed by or act on behalf of.
  • Transaction Data which includes details of the services you have engaged us to perform and any payments to and from you.
  • Marketing and Communications Data which includes your preferences in receiving marketing from us and our third parties and your communication preferences.
  • Technical Data which includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform and other technology on the devices you use to access our website.
  • Usage Data includes information about how you use our website and services.

 

Personal data does not include data where your identity has been removed or which is not associated with or linked to your personal data (anonymous data).

 

We may also collect, use and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data may be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific page of our website. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy notice.

 

Please note that where we need to collect personal data by law, as required by a regulator or under the terms of a contract we have with you and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with services that you request). In this case, we may have to cancel a service you have requested but we will notify you if this is the case at the time.

 

How we collect personal data

 

We use different methods to collect data from and about you including through:

 

  • Direct interactions. You may give us your Identity, Contact and Investment Data by filling in forms, by corresponding with us by post, phone, email, via our website or otherwise, or when you enter into a contract with us for the provision of our services.
  • Automated technologies or interactions. As you interact with our website, we may automatically collect Technical Data about your equipment, browsing actions and patterns. We may collect this personal data by using cookies and other similar technologies.
  • Third parties or publicly available sources. We may receive personal data about you from various third parties and public sources as set out below:

o      Identity, Contact, and Investment Data from wealth management service providers, bond administrators and pension platforms you have engaged or who are engaged in respect of your bonds, pensions or other investments based inside or outside the UK;

o      Identity and Contact Data from your employer or any business who you are representing or acting on behalf of;

o      Identity and Contact Data from publicly availably sources such as Companies House and the Electoral Register based inside the UK.

 

The purposes for which we use personal data

 

We will only use your personal data when the law allows us to.  We may collect and process the personal data about you for the following purposes:

 

  • Our engagement with you – we will use your Identity, Contact, Investment and Transaction Data in order perform our engagement with you and to deliver our services to you, including managing payments to and from you. This is necessary for the purpose of performing our contract with you.
  • Contacting us – when you contact us with an enquiry or to request information (including brochures and other hard copy materials), we will use your Identity and Contact Data to respond to you. When you contact us about any investments we are engaged in respect of we may use your Identity, Contact and Investment Data to respond to you.
  • Advertising, marketing and public relations – we may use Identity, Contact, Technical, and/or Usage Data to form a view on what we think our clients may want or need, or what may be of interest to them and in doing so we will only send information that is deemed relevant to their use of our services. This is necessary for our legitimate interests in growing and developing our business including our services.  You will receive marketing communications from us if you have requested information from us or purchased similar services from us and, in each case, have not opted out of receiving that marketing.  We will however ask for express consent before we share personal data with any third party for marketing purposes.  You can ask us to stop sending marketing communications at any time by contacting us.
  • Surveys – If you choose to complete any survey that we use for research purposes we will retain the information that you provide in response to that survey. This is necessary for our legitimate interest in understanding our clients and developing our business and to informing our marketing strategy.
  • Administration – we may use your Identity, Contact and Technical Data for the purpose of protecting our business and our website, including fraud prevention, troubleshooting, data analysis, testing, system maintenance, support, reporting and hosting of data. This is necessary for our legitimate interest in running our business, the provision of administration and IT services, network security, to prevent fraud and in the context of a business reorganisation, sale or group restructuring exercise, and for compliance with our legal obligations.
  • Website Analytics – as you navigate our website, Technical and Usage Data may be collected automatically. We may do this to find out things such as the number of visitors to the various parts of the website, and to help us to improve the content of the website and to customise the content or layout of the website for you, in accordance with our legitimate interests. This is necessary for our legitimate interest in defining types of services which are more generally of interest, to keep our website updated and relevant, to develop our business and to inform our marketing strategy.
  • Complaints and fault reporting – if you contact us with a complaint we will use your Identity, Contact, Investment and Transaction Data to respond to any complaint which you may make in accordance with our legitimate interests. If you report a fault with our website, we will use the Identity and Contact Data provided for the purposes of rectifying that fault in accordance with our legitimate interests.

 

We may also use personal data which you provide to us, where the law allows us to do so, as follows:

 

  • To deal with and/or respond to any enquiry or request made by you prior to entering into any contract or agreement with us or as a result of such contract or agreement.
  • Where we need to perform the contract we are about to enter into or have entered into with you.
  • Where we need to comply with a legal or regulatory obligation, including the prevention of crime, assisting in any regulatory investigation or the prevention of fraud.
  • Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override those interests.

 

Generally, we do not rely on consent as a legal basis for processing your personal data other than in relation to sending third party direct marketing communications to you via email or text message. You have the right to withdraw consent to marketing at any time by contacting us.

 

Where we process personal data on the basis of a legitimate interest, as set out in this privacy notice, legitimate interest means the interest of our business in conducting and managing our business to enable us to give you the best service with the best outcome and the best and most secure experience. We make sure we consider and balance any potential impact on you (both positive and negative) and your rights before we process your personal data for our legitimate interests. We do not use your personal data for activities where our interests are overridden by the impact on you (unless we have your consent or are otherwise required or permitted to by law, including compliance with our regulatory obligations). You can obtain further information about how we assess our legitimate interests against any potential impact on you in respect of specific activities by contacting us.

 

We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact us.   If we need to use your personal data for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so.

 

Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law.  This may include removing you from our marketing database where there has been no interaction between us over a prolonged period.

 

Disclosure of personal data to third parties

 

Your personal data will only be disclosed to those of our employees or workers that have a need for such access for the purpose for which it was collected.  Your personal data will not be disclosed to any other individuals or other entities except in the following circumstances:

 

  • On occasion, we need to hire other companies to help us to serve you better and in some of these cases we may need to share personal data that is necessary to perform tasks for us, such as third-party service providers such as Dropbox (who provide electronic data storage services to us), or where we engage other consultants and professional advisors.
  • Where it is necessary for the performance of our contract with you, including where you have asked us to do so or where we need to take specific steps to perform or enforce any contract which may be entered into between us.
  • Where we are under a legal or regulatory duty to do so in order to comply with any legal or regulatory obligation.
  • In order to protect the rights, property or safety of our business, our employees and workers, customers, suppliers and others. This includes exchanging information with other companies and organisations for the purposes of fraud prevention.
  • If we or substantially all of our assets are acquired by a third party, in which case personal data that we hold about our customers will be one of the transferred assets.

 

We require all third parties that process personal data on our behalf to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for specified purposes and in accordance with our instructions.

 

 

Security

 

We are committed to ensuring that your personal data is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the personal data we collect.  In addition, the access to and use of the personal data that we collect is restricted to our employees who need the personal data to perform a specific job role or activity. Where personal data is shared with third parties in line with this privacy notice responsible measures are used to protect your personal data.

 

We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

 

The transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our website; any transmission is at your own risk. Once we have received your personal data, we will use strict procedures and security features to try to prevent unauthorised access.  We urge you to take every precaution to protect your personal data when you are on the internet.

 

International transfers

 

The United Kingdom was, until recently a member of the European Economic Community has in place provisions for the protection of personal data which are comparable with those of the European Economic Area. It may be necessary from time to time for us to transfer your personal data outside the UK and the European Economic Area (“EEA”).

 

Whenever we transfer your personal data out of the United Kingdom and EEA, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:

 

  • We will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data by the European Commission or the UK Information Commissioner’s Office.
  • Where we use certain service providers, we may use specific contracts approved by the European Commission or the UK Information Commissioner which give personal data the same protection it has in the UK and Europe.
  • Where we use providers based in the US, we may transfer data to them if they are part of the Privacy Shield which requires them to provide similar protection to personal data shared between the Europe and the US.

 

Please contact us if you want further information on the specific mechanism used by us when transferring your personal data out of the UK and EEA.

 

Data retention

 

We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements.

 

To determine the appropriate retention period for personal data, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal requirements.

 

For example:

 

  • By law we have to keep basic information about our clients (including Contact, Identity, Investment and Transaction Data) for 6 years after they cease being clients for tax purposes.
  • We will retain details of the matters which we have acted for you on, including your personal data, for a period of 3 years to enable us to deal with any follow-up communications from you or to ensure that we are in possession of all relevant papers in the event of a legal claim relating to the contract between us.

 

In some circumstances we may anonymise your personal data (so that it can no longer be associated with you) for research or statistical purposes in which case we may use this information indefinitely without further notice to you.

 

Your rights

 

You have the right to:

 

  • Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data that we hold about you and to check that we are lawfully processing it.
  • Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data that we hold about you corrected, although we may need to verify the accuracy of the new personal data that you provide to us.
  • Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your personal data unlawfully or where we are required to erase your personal data to comply with local law. Please note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
  • Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your personal data which override your rights and freedoms.
  • Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios: (a) if you want us to establish the data’s accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
  • Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
  • Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent. You can ask us to stop sending you marketing messages at any time by following the “unsubscribe” (or similar) links on any marketing message sent to you or by contacting us at any time.  Where you opt out of receiving these marketing messages, this will not apply to personal data provided to us as a result of a purchase, product/service experience or other transactions.

 

If you wish to exercise any of your above rights, please send a written request to our UK representative at the address listed at the end of this privacy notice.

 

You will not have to pay a fee to access your personal data or to exercise any of your other rights. However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive.  Alternatively, we may refuse to comply with your request in these circumstances.

 

We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.

 

We try to respond to all legitimate requests within one month. Occasionally it may take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.

 

Other websites and links

 

Our website may contain links to other websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control third party websites and are not responsible for their privacy notices or for the content, accuracy or opinions express in such websites.  We do not investigate, monitor or check third party websites for accuracy or completeness and the inclusion of any linked website on or through our website does not imply approval or endorsement by us of the linked website.

 

If you decide to leave this website and access these third-party websites, plug-ins and/or applications you do so at your own risk.  We encourage you to read the privacy notice of every website you visit.

 

Changes to this privacy notice

 

This version was last updated March 2022.

 

It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.

 

Contact Details

 

Our full contact details are:

 

BroadLeaf Assist Ltd.

PO Box 5099, Maidenhead, Berkshire,
United Kingdom SL60 1PG

 

 

Complaints

 

You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach the supervisory authority so please contact us in the first instance.